On January 15, we come together as a nation to celebrate and honor the life and legacy of Dr. Martin Luther King, Jr. He dedicated his life and made immeasurable contributions toward civil, human, and economic rights for all people. In honor of Dr. Please visit our People Helping Others web page to learn about our benefits and application process, and how you can help a family member, friend, or someone through a group or organization. You can share our materials with your clients and anyone in your community who may need it.
Our offices and phone lines will be closed on January 17 in observance of the federal holiday that honors Dr. However, your clients can still access our online services at www. Update on Our Reentry Plans. Learn about Emergency Assistance for Homeowners and Renters. The reserves that were built up over many, many years because there were more people contributing than collecting Social Security are being spent now to pay current benefits.
The reserve will be depleted by Most pundits say that Congress will make the necessary reforms. Since Social Security is the largest mandatory spending item for the federal government you would think this reform would take greater precedent.
The longer this rhetoric drones on, the more skeptical I become. In addition to reforms needed to shore up Social Security for the future, there lately seems to be more talk about changing or eliminating the Windfall Elimination Provision WEP. This article deals with the changes for While most people file at age 62, and the latest filing date is age 70, you have an 8-year time frame to file for Social Security benefits. A longer life expectancy usually translates into a longer retirement.
There are good and bad reasons to file early or later. There are no rules of thumb to determine the best claiming strategy. The program helps with the cost of health care, but it does not cover all medical expenses or the cost of most long-term care. You have choices for how you get Medicare coverage. Other parts of Medicare are run by private insurance companies that follow rules set by Medicare. Most people age 65 or older are eligible for free Medical hospital insurance Part A if they have worked and paid Medicare taxes long enough.
You can enroll in Medicare medical insurance Part B by paying a monthly premium. Some beneficiaries with higher incomes will pay a higher monthly Part B premium. With our online application, you can sign up for Medicare Part A hospital insurance and Part B medical insurance. Because you must pay a premium for Part B coverage, you can turn it down. If you choose not to enroll in Medicare Part B and then decide to do so later, your coverage could be delayed and you may have to pay a higher monthly premium for as long as you have Part B.
Your coverage begins on July 1 of the year you enroll. Read our Medicare publication for more information. If you have medical insurance coverage under a group health plan based on your or your spouse's current employment , you may not need to apply for Medicare Part B at age
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